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Credit : Business & Finance

How to Make a Sears Card Payment Online

Online payment is the quickest and easiest way to pay your credit card bill, and it saves you the hassle of buying stamps and visiting the post office. All Sears credit cards allow free online payments up to four times per month. Sears sold its credit card business to Citigroup in 2003, so your onli

Behind the Scenes

There are three well-know credit reference agencies that everyone seems to know about. Any check up on you financial situation is likely to be carried out through Experian, Equifax of CallCredit. If you want to find out just what any lender will find out about you should you ask for credit, you can

Hints To Find a Quality Debt Counsellor

Getting out of debt can be quite overwhelming and the last thing a person needs to worry about is whether or not their debt counsellor is actually going to help them or dig you into a deeper hole. Here are some important tips to make sure you that you made a wise choice by going with a debt counsell

The Student Credit FAQ

There are so many questions when it comes down to applying for a credit card.Here are some of the top questions and answers.

9 Tips for Smart Credit Card Use

If you're like many Americans, you probably have a wallet full of plastic. After all, credit cards are practically necessities. If you want to shop online, buy airplane tickets, book hotel rooms, rent cars, secure ...

Personal Credit Report - 6 Tips To Protect Your Credit

The personal credit report is a document that contains pertinent information about your financial activities. Your credit report revolves around your credit information. It will help financial institutions evaluate your credit worthiness.

Selecting the Best Credit Card Options and Avoid Being Bombarded with Offers

In the 21st century, perhaps the most common types of promotional offers are the number of solicitations for credit cards that you receive with ever increasing regularity. By educating yourself about the best credit card options, you will be in the best possible position to take advantage of that pa

Getting Your Very First Credit Card

Being new to the credit card game can be a rough one, especially when you have no idea what's going on in the market. If this seems like you, you're not alone. Thousands of people like you graduate high school every year and have no idea on where to start to get their first credit card.

What is a Providian Credit Card?

You may have heard of the company Providian, but you might not know that you can get a credit card from them. You may not have considered leaving the major card companies before, but once you see what you can get from making the switch to a Providian credit card, you'll be much more interested

How Much Money Can Be Garnished From My Wages?

If you fail to pay a debt, a creditor or debt collector has the right to sue you in court. If the creditor wins, a judgment will be entered against you. According to the U.S. Department of Labor (DOL), that judgment allows the creditor to obtain a wage garnishment against you, order your employer to

Obama Does Not Want You in Debt - Erase 50% of Your Credit Card Debt

You don't have to pay half of your credit card debt. American families hold a median of $10,000 credit-debt, and now, all purchasers can now have legal credit card debt elimination. There's no reason for bad debt to be an issue, but many US citizens are not aware of a way to get out of deb

Teen Credit Card Debt Statistics - What Do They Show?

A credit card is a credit card, no matter who is carrying it, and no one is immune to the powers of this small piece of plastic that has dragged millions to the ground from incurring huge debts. Surveys conducted on teen credit card statistics show that the figures are just similar to the statistics

Advantages & Disadvantages of Credit Rating

Many people know that a high credit rating is an advantage, while people with a low credit rating are often hard-pressed when looking for loans and other financial products. Often, their low FICO score brings them the worst terms available. However, people with a high FICO score are...

Filing Requirements for Oklahoma Judgments

If a debtor defaults on his debt, the creditor can sue him for the amount of the debt plus attorney's fees. Once the creditor wins his case, the court enters a judgment against the debtor, and the creditor can then ask the court to enforce the judgment by garnishing the defendant's wages or levying

How to Find Out If Your Spouse Has Hidden Accounts From You

Financial infidelity is a real problem for many couples. If a spouse is deceptive about money matters, this can lead to conflict and even divorce. If your husband or wife has established credit card accounts without your knowledge, this can affect your credit. If your spouse is hiding money in secre