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Credit : Business & Finance

How to Make a Sears Card Payment Online

Online payment is the quickest and easiest way to pay your credit card bill, and it saves you the hassle of buying stamps and visiting the post office. All Sears credit cards allow free online payments up to four times per month. Sears sold its credit card business to Citigroup in 2003, so your onli

What Are the "Big 3" Credit Reports?

In the United States, dozens of credit bureaus keep track of whether we pay our bills as agreed. However, most people only need to concern themselves with 3 credit reports from Equifax, Experian, and TransUnion. ...

Credit Repair and Restoration

Foreclosures, Loan Modifications, Short Sales, Bad Debt & Credit Repair & Restoration: Today everyone must not give up and throw in the towel. There is something you can do, not only that but you must press on, find out how to get back on that horse you fell off of. Time to seize the day!

Hints To Find a Quality Debt Counsellor

Getting out of debt can be quite overwhelming and the last thing a person needs to worry about is whether or not their debt counsellor is actually going to help them or dig you into a deeper hole. Here are some important tips to make sure you that you made a wise choice by going with a debt counsell

9 Tips for Smart Credit Card Use

If you're like many Americans, you probably have a wallet full of plastic. After all, credit cards are practically necessities. If you want to shop online, buy airplane tickets, book hotel rooms, rent cars, secure ...

Is Credit Repair Legal?

Is Credit Repair Legal? For those who are searching for assistance with their less-than-great credit score, credit repair is certainly an option to consider. However, before working with just any company that promises to help improve credit scores and dispute discrepancies on a report, it is importa

Selecting the Best Credit Card Options and Avoid Being Bombarded with Offers

In the 21st century, perhaps the most common types of promotional offers are the number of solicitations for credit cards that you receive with ever increasing regularity. By educating yourself about the best credit card options, you will be in the best possible position to take advantage of that pa

Getting Your Very First Credit Card

Being new to the credit card game can be a rough one, especially when you have no idea what's going on in the market. If this seems like you, you're not alone. Thousands of people like you graduate high school every year and have no idea on where to start to get their first credit card.

What is a Providian Credit Card?

You may have heard of the company Providian, but you might not know that you can get a credit card from them. You may not have considered leaving the major card companies before, but once you see what you can get from making the switch to a Providian credit card, you'll be much more interested

How Much Money Can Be Garnished From My Wages?

If you fail to pay a debt, a creditor or debt collector has the right to sue you in court. If the creditor wins, a judgment will be entered against you. According to the U.S. Department of Labor (DOL), that judgment allows the creditor to obtain a wage garnishment against you, order your employer to

Understanding Credit Card Fees

The average American currently has thousands of dollars in credit card debt. And while there has been recent legislation passed to help protect consumers from the sometimes-shady practices of credit card companies, it really comes down to individuals being personally responsible for knowing what&apo

Teen Credit Card Debt Statistics - What Do They Show?

A credit card is a credit card, no matter who is carrying it, and no one is immune to the powers of this small piece of plastic that has dragged millions to the ground from incurring huge debts. Surveys conducted on teen credit card statistics show that the figures are just similar to the statistics

Filing Requirements for Oklahoma Judgments

If a debtor defaults on his debt, the creditor can sue him for the amount of the debt plus attorney's fees. Once the creditor wins his case, the court enters a judgment against the debtor, and the creditor can then ask the court to enforce the judgment by garnishing the defendant's wages or levying

How to Find Out If Your Spouse Has Hidden Accounts From You

Financial infidelity is a real problem for many couples. If a spouse is deceptive about money matters, this can lead to conflict and even divorce. If your husband or wife has established credit card accounts without your knowledge, this can affect your credit. If your spouse is hiding money in secre